Life Insurance
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Life Insurance
An important part of any solid financial plan is to have life insurance. Ketcham Capital is able to discuss with you the mutliple options available for life insurance providers and partner with you to choose the best type of insurance that fits your needs. There are many affiliates that can provide you with a valuable death benefit to your beneficiaries upon your death. Your beneficiaries can then use this money to replace some of the income you would have earned or to help pay off debts and other expenses.
There are two types of life insurance which are term and permanent. Ketcham Capital can work with you to discover which type is one is right for you depending your budget, the amount of coverage you need, and the length of time you'd like the coverage to last.
Term Life Insurance
Term policies can help meet a wide variety of business and personal needs and often provide the most coverage for your premium dollar for set periods of time whether you want to supplement your existing coverage or simply purchase insurance to meet a specific need, our term policies have the flexibility to help meet your needs.
Permanent Life InsurancePermanent policies can provide lifetime protection,and there are many different types of permanent policies: Universal Life InsuranceUniversal life insurance can help meet the needs of people who desire long-term death benefit protection with a flexible premium structure.
Variable Life InsuranceVariable life insurance offers a choice of death benefit options and a potential to accumulate non-guaranteed tax-deferred cash value that fluctuates based on the performance of underlying investment options that you choose.
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Insurance companies that we offer:
This page contains only general descriptions and is not a solicitation to sell any insurance product or security, nor is it intended as any financial or tax advice. For information about specific insurance needs or situations, contact your insurance agent. This page is intended to assist in educating you about insurance generally and not to provide personal service. They may not take into account your personal characteristics such as budget, assets, risk tolerance, family situation or activities which may affect the type of insurance that would be right for you. In addition, state insurance laws and insurance underwriting rules may affect available coverage and its costs. Guarantees are based on the claims paying ability of the issuing company. If you need more information or would like personal advice you should consult an insurance professional. You may also visit your state’s insurance department for more information.